Understand the concept
Separate one-time startup purchases from recurring monthly costs.
Ask the learner to restate the principle using their own example.

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BUSINESS / BEGINNER / INSTRUCTOR
Outcome: Build a start-up uses-of-funds list.
Review edition: This curriculum is open for inspection. It is not yet available for purchase, credentialing, or unsupervised instruction. Check current local licensing rules.
Separate one-time startup purchases from recurring monthly costs.
Ask the learner to restate the principle using their own example.
Identify permits, samples, insurance, technology, freight, and working inventory.
Work one case together and narrate the decision at each step.
Attach a quoted price or explicit estimate to each line.
Give the learner a new case; observe the process before offering a correction.
Add a reserve and show how long cash will last at planned spending.
Request an independent explanation and ask which assumptions might change the result.
Budget the first 90 days of a small retail pilot.
Trace every cost to a quote or assumption and calculate opening cash minus three months of burn.
Accept a written, spoken, or accessible equivalent response when it demonstrates the same skill. Mark each criterion met, developing, or missing; never mark attendance alone as competency.
Primary source to review: Official topic guidance ↗
Content review: Check current local licensing rules.